The Real Cost of Saving Lives

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The Soaring Costs of Veterinary Care

A Familiar Challenge for Pet Owners

The escalating costs of veterinary care have come as no surprise to pet owners in recent decades. As these expenses continue to rise, many pet owners find themselves grappling with unexpected financial burdens when their pets require emergency medical attention.

Elevated Stress Levels

Financial Anxiety in Pet Emergencies

Nadia Crighton, representing Pet Insurance Australia, acknowledges the substantial stress that pet owners endure when facing emergency veterinary visits. Beyond the emotional strain of dealing with an injured pet, the financial implications can push some individuals to the brink of extreme hardship or even the heartbreaking decision of euthanasia.

In 2015 the maximum claim amounts (based on claims experience) for the following conditions were recorded with Pet insurance Australia;

  • Arthritis – $2,156.00
  • Cancer – $8,410.50
  • Cruciate Ligament – $7,387.00
  • Diabetes – $5,618.50
  • Ear Conditions – $3,900.00
  • Epilepsy – $3,958.46
  • Eyes – $5,874.00
  • Foreign Body Ingestion – $7,301.15
  • Gastro Intestinal Tract – $7,815.41
  • Heart – $2,855.29
  • Liver – $4,681.18
  • Multiple Fractures – $7,182.22
  • Pneumonia – $3,354.33
  • Skin – $5,338.50
  • Snake Bite – $3,892.32
  • Urinary – $4,356.02

Understanding Claim Amounts

Reading the Fine Print Is Crucial

Pet Insurance Australia’s Nadia Crighton emphasizes the importance of understanding that the figures mentioned are claimed amounts, not actual claim payouts. It’s essential for pet owners to carefully review their Product Disclosure Statements to ascertain their coverage and reimbursement amounts.

Rising Costs of Veterinary Care

Escalating Expenses for Specialized Care

The cost of specialized veterinary care is steadily increasing. Cruciate ligament injuries, a common issue, can entail expenses of over $5000. Cancer treatment procedures vary from $300 to $1000 per treatment, depending on the pet’s size and type. Even routine procedures like de-sexing can be costly, reaching up to $2000. A simple lump biopsy can also run into thousands.

The Growing Popularity of Pet Insurance

Addressing the Need for Financial Security

With veterinary costs on the rise, more people are seeking better ways to care for their pets during health crises. Pet insurance has experienced significant growth over the past decade, offering a solution to the financial burden of unexpected pet medical expenses.

Providing Peace of Mind

Pet Insurance as a Lifesaver

Pet owners frequently share their experiences of how having pet insurance provided peace of mind when facing the challenges of caring for a sick or injured pet. Pet insurance has undoubtedly saved numerous lives and prevented Australian families from enduring financial hardship during these stressful times.

Variability in Veterinary Costs

The Financial Responsibility Rests with Pet Owners

The cost of veterinary care can vary from one clinic to another, and since the industry lacks government subsidies, pet owners bear the entire financial burden of operations, treatments, and procedures.

Affordable Protection

Pet Insurance Australia Offers a Helping Hand

In light of potential emergency procedure costs reaching into the thousands, pet insurance emerges as an affordable option. Pet Insurance Australia even provides a two-month free insurance offer, giving Australians a head start in safeguarding their beloved pets.

The two month’s free insurance entitles customers to the equivalent of two months free premium over the first year of cover. The discount is spread over the course of the first year and deducted from the standard monthly payment

“This reduction is helping many customers deal with the high cost of veterinary care and budget for their pet’s medical needs.”

TOP FIVE MAJOR SURGERIES

Cats

  • Cat Bite Abscess (CBA) – approx. $200 – $1200
  • Bite Injury – approx. $300 – $900
  • Wound Laceration – approx. $300 – $1,500
  • Abscess (other) – approx. $200 – $1200
  • Desexing – approx. $50 – $750

Dogs

  • Cruciate Ligament Rupture – approx. $300 – $8,000
  • Lump Removal or Biopsy – approx. $100 – $4,000
  • Wound – Laceration – approx. $100 – $3,000
  • Desexing – approx. $100 – $2,000
  • Lipoma – approx. $100 – $4,000